Faqs About The Loan Estimate In The Homebuying Process

As you near closing on your new home, you will receive a lot of documentation regarding the purchase.  One document you should receive is the loan estimate. If you do not receive the estimate, you might have to reconsider your decision to move forward with the purchase. If you are nearing closing, here is what you need to know about the loan estimate. What Is the Loan Estimate? The loan estimate is basically a document that details the estimated cost of your loan. [Read More]

Special Utility Considerations For Buying A Rural Retirement Home

If you have recently opted to take an early retirement and are selling your house in the city to buy a new property in the mountains, then it's vital that you understand some of the special utility considerations for this type of move. When you own a home within the city limits, public utilities are readily available to connect to your home. However, you cannot assume this is the case in most rural mountain areas. [Read More]

2 Luxury Home Features That Can Make Your Home More Comfortable

One of the most important considerations to keep in mind when buying a luxury home is your comfort, mostly because if you and your family are planning on spending years in this house you should probably be as relaxed and comfortable as possible during that time. Listed below are two luxury home features that can make you and your family as comfortable as possible in your new home. High Ceilings A simple way to make yourself more comfortable in a new home is to look specifically for houses that have high or vaulted ceilings. [Read More]

2 Things You Can Do To Prepare For A Home Loan

Many people look forward to the time when they can purchase a house, but when the time actually comes they become frustrated with the process. If you are not properly prepared the process can be exhausting and you could even delay getting approved for the mortgage. Here are some things that you need to do to prepare for your mortgage. 1. Protect Your Credit For A Year Before One of the most important things you can do is protect your credit before you purchase a house. [Read More]